<?xml version="1.0" encoding="UTF-8"?>
<!--generator='jetpack-16.2-a.3'-->
<!--Jetpack_Sitemap_Buffer_News_XMLWriter-->
<?xml-stylesheet type="text/xsl" href="//backedbookshq.com/news-sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
 <url>
  <loc>https://backedbookshq.com/deductions/qbi-sstb/</loc>
  <lastmod>2026-08-25T16:06:11Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>The QBI Deduction: What Happens If You&amp;#039;re an SSTB</news:title>
   <news:publication_date>2026-08-25T16:06:11Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/contact/</loc>
  <lastmod>2026-08-25T16:03:05Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Contact</news:title>
   <news:publication_date>2026-08-25T16:03:05Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/articles/</loc>
  <lastmod>2026-08-25T16:11:15Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Browse All Articles</news:title>
   <news:publication_date>2026-08-25T15:46:46Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/retirement-planning/simple-ira-for-freelancers/</loc>
  <lastmod>2026-08-25T15:02:18Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>SIMPLE IRA for Freelancers: When It Actually Makes Sense</news:title>
   <news:publication_date>2026-08-25T15:02:18Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/retirement-planning/solo-401k-stop-freelancing/</loc>
  <lastmod>2026-08-25T15:01:31Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>What Happens to Your Solo 401(k) If You Stop Freelancing</news:title>
   <news:publication_date>2026-08-25T15:01:31Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/retirement-planning/traditional-vs-roth-solo-401k/</loc>
  <lastmod>2026-08-25T15:01:03Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Traditional vs. Roth Solo 401(k): Which Should You Choose?</news:title>
   <news:publication_date>2026-08-25T15:01:03Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/quarterly-estimated-taxes/state-estimated-taxes/</loc>
  <lastmod>2026-08-25T15:00:32Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Do You Need to Pay State Estimated Taxes Too?</news:title>
   <news:publication_date>2026-08-25T15:00:32Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/llc-vs-s-corp/s-corp-payroll/</loc>
  <lastmod>2026-08-25T15:00:03Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Running S-Corp Payroll: What Actually Has to Happen</news:title>
   <news:publication_date>2026-08-25T15:00:03Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/deductions/mileage-vs-actual-expense/</loc>
  <lastmod>2026-08-25T14:59:33Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Standard Mileage vs. Actual Expense Method: How to Choose</news:title>
   <news:publication_date>2026-08-25T14:59:33Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/deductions/section-179-vs-bonus-depreciation/</loc>
  <lastmod>2026-08-25T14:59:04Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Section 179 vs. Bonus Depreciation: Which to Use for Equipment Purchases</news:title>
   <news:publication_date>2026-08-25T14:59:04Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/quarterly-estimated-taxes/underpayment-penalty-cost/</loc>
  <lastmod>2026-08-25T02:36:52Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>The Underpayment Penalty: What It Actually Costs You</news:title>
   <news:publication_date>2026-08-25T02:36:52Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/quarterly-estimated-taxes/annualized-income-method/</loc>
  <lastmod>2026-08-25T02:36:27Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>The Annualized Income Installment Method: A Full Walkthrough</news:title>
   <news:publication_date>2026-08-25T02:36:27Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/retirement-planning/backdoor-roth-ira/</loc>
  <lastmod>2026-08-25T01:46:08Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Backdoor Roth IRA for High-Income Freelancers</news:title>
   <news:publication_date>2026-08-25T01:46:08Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/retirement-planning/how-much-to-save/</loc>
  <lastmod>2026-08-25T01:45:39Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>How Much Should Freelancers Actually Save for Retirement? A CPA&amp;#039;s Framework</news:title>
   <news:publication_date>2026-08-25T01:45:39Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/llc-vs-s-corp/filing-form-2553/</loc>
  <lastmod>2026-08-25T01:24:56Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Filing Form 2553: A Step-by-Step Walkthrough</news:title>
   <news:publication_date>2026-08-25T01:24:56Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/llc-vs-s-corp/reasonable-compensation/</loc>
  <lastmod>2026-08-25T01:24:26Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>S-Corp Reasonable Compensation: How the IRS Actually Tests It</news:title>
   <news:publication_date>2026-08-25T01:24:26Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://backedbookshq.com/privacy-policy/</loc>
  <lastmod>2026-08-25T00:12:11Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>BackedBooksHQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>Privacy Policy</news:title>
   <news:publication_date>2026-08-25T00:12:11Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
</urlset>
